Look at any “best places to work” list, and you’ll notice that most of the companies listed tend to share the same four employee benefit offerings, SHRM’s Steven Williams pointed out during his presentation on employee benefit programs for the organization’s annual conference in San Diego last month: 1) Health care; 2) Work/life balance; 3) Unique or unusual benefits; and 4) Leave. 

It should come as no surprise that companies that offer these types of benefits would be considered great places to work.  Unfortunately, with the economy the way it is, and health care being the most expensive benefit to offer, it should also come as no surprise that not every company has the luxury to offer employees health care…

…And not for lack of trying, either: According to 2010 SHRM internal research, despite rising health care costs, employers say the are unlikely to drop health care coverage at their organizations, for fear that doing so will: lower employee morale and satisfaction; hinder their ability to recruit new employees; and significantly increase employee turnover, among other concerns.

And at a time when companies are struggling to both recruit the skilled talent they need and retain top employees as new opportunities open up, these concerns are certainly valid. Yet, as health care costs continue to increase, what is a budget strapped employer to do to maintain this benefit?

Five Ways Employers Can Reduce Health Care Costs
Fortunately, Williams had some advice for these companies, addressing the following five tips for reducing health care costs:

1. Design the health care premium around each employee’s base salary or tenure
2. Make available – and encourage the use of – wellness programs. If implemented correctly, employee wellness programs work: they effectively reduce healthcare costs; they help cut down on employee turnover; and they decrease instances of absenteeism.  (See more about the benefits of implementing wellness benefits in 7 Habits of Highly Successful Corporate Wellness Programs .)
3. Emphasize the use of a mail-order prescription drug program on all maintenance prescription drugs.
4. Require working spouses to elect coverage from their employer, and charge extra to employees whose spouses do not elect such coverage.
5. Consider association-sponsored plans or partnering with other companies.

What about you? Does your company use any of the above methods to reduce health care costs? What else? Please share with us how your company cuts back on health care costs in the comments section below!

Okay, not every professional eats the healthiest things imaginable (or is free of legal troubles, for that matter) — a la competitive hot dog eater Takeru Kobayashi. However, according to the results of a new CareerBuilder survey of more than 4,400 workers, many folks are reaching less for the potato chips and more for the straight-up potatoes; less for the cigarettes and more for the treadmill. What gives?

The economy has trickled down into many areas of our lives, and our eating habits may be one of the biggest — if somewhat overlooked — of them. While the negative effects of our economy may be a bitter pill to swallow, it looks like our health is getting a boost. Largely because of tightened funds, workers are making more healthy choices — including packing lunches, smoking less, and walking more.

Let’s break it down fast. (Get it? Breakfast?):

• 47 percent of workers report they are packing a lunch more often to save money or eat healthier.
• 44 percent of workers who smoke said they are more likely to quit smoking given the state of the economy.
• One-in-five workers (21 percent) have already decreased the number of times they smoke during the workday — and 20 percent have quit altogether.

And while healthier habits may be fueled by economic hardship, it may have been the trigger many of us needed to start taking a closer look at our personal health habits — and make habit-forming changes.

“Economic stress over the last year has caused some workers to reflect on their habits, and many of them have turned to healthier routines,” said Rosemary Haefner, vice president of human resources for CareerBuilder.

“In addition to helping cut personal costs, employees who limit their smoking and lunching out habits are taking better care of their overall health. This type of ‘better-for-you’ behavior can be encouraged by companies who implement wellness programs, healthy living challenges or smoking cessation support.”

HOLD. THE. CHEESE PUFFS.

Like most feel-good stories, this one has a dark side, too. While it’s true that many workers are taking the higher healthier road, it’s also true that heavier workloads and added stress associated with a downsized place of employment may have other workers taking a different, more hermit-like, direction.

Lunch breaks — what are those?

If you ask a co-worker “What’s the weather like today?” because you haven’t seen the light of day since dawn and your body has been molded to your chair, you’ll probably relate to the following:

• Nearly one-third (32 percent) of workers report they take less than a half hour for lunch, while 5 percent take less than 15 minutes.
• One-in-ten never take a lunch break, and 16 percent report they work right through their lunch hour.
• Nearly one-in-five (18 percent) typically don’t leave their desks during their lunch break and eat in their workspace 5 days a week.

So, where do employers weigh in?

Whether your employees are going for a carrot-eating world record or reaching for that candy bar (and eating it at the desk from which they don’t move all day), do you as an employer have a right — or a responsibility — to get involved and attempt to influence your employees’ decisions?

Poor employee health has been pointed to as one of the biggest challenges to maintaining affordable benefit coverage. And with new health care reform going into effect, many businesses, particularly smaller ones, will likely be affected, as they may be penalized for not providing health care benefits to their workers. With more businesses who don’t currently offer benefits soon be incentivized to provide them (or penalized if they don’t), what will the effect be on employees? Will there be more of a Big Brother-like trend of keeping employees healthy to keep costs down?

In the “YES” camp

Many of you appear to be promoting employee wellness for various reasons, from what you’ve recently told us. Many companies don’t hide the fact that they are deeply involved in employees’ health not only because it makes their employees healthier and  happier, lowers stress, and promotes team spirit — but also because it benefits the company’s bottom line. And as a recent New York Times article  points out, 50 to 70 percent of the nation’s health care costs are preventable — which means company wellness initiatives could in fact help prevent employees from costly medical procedures. All good things, right?

In the “NO” camp

Well, not so fast. Although corporate wellness programs help companies keep insurance costs down while assisting employees in getting more fit, many people argue that employees’ lifestyle choices shouldn’t be dictated by their employer — and that it’s really none of their business. In addition, by rewarding employees who choose to participate in wellness initiatives, “unhealthy” employees may in effect be punished. For example, although Whole Foods has quite a robust benefits program, Whole Foods CEO John Mackey, in a since controversial move, decided to give his employees discounts on health insurance and Whole Foods products if they maintained lower readings for measurements like body mass index (which many people argue is a poor indication of health). While that’s great for employees who manage to stay within the company’s standard of health, what about those who don’t? Or is everyone motivated to get healthier on this type of plan?

So, which camp are you in?

It’s clear that this is a complicated issue, to say the least. There are pros and cons to both sides, but it’s helpful to everyone to keep the conversation going. If you are considering getting involved in wellness as an organization, we’ve rounded up seven habits of highly successful wellness programs to help. And if you’re not, well, we’d love to hear why.

Sorting through all the fabulous feedback we received after asking readers to share what their companies are doing to promote employee wellness, we noticed a few shared characteristics among the various initiatives readers discussed.

Below are seven standout traits that a vast number of these wellness programs share, with examples of how – in our readers’ own words – companies’ employee wellness programs embody these traits.

1.       They Don’t Focus Solely on Weight Loss

• “Our approach to exercise is very ‘functional,’ meaning it’s not intended to help you ‘look’ a certain way but to help you feel better all the time and to do your job, at work or at home, with energy, full range of motion and injury-free.” – Dave Parmly
• “Pressley Ridge believes wellness goes beyond the typical medical and stress concerns, but also into mental and personal growth as well. That is why Pressley Ridge offers Employee an Assistance Program at no cost to employees. This is a confidential assistance to employees and dependents 24 hours/day on a toll-free number and face-to-face professional counseling sessions and access to their website with a wide range of tools, resources and information. “ – Phillip Novak
• “My organization promotes wellness through Farmer’s Markets, healthy competition (Like the Biggest Loser), smoking cessation programs which are no cost and they cover any cessation programs like the patch, gum and lozenge. Additionally, they promote a healthy mind through increased awareness and programs. There is an entire website through the company that is dedicated to healthy mind, body and habits.” – Raina

 2.       They Have Buy-In from Leadership

• “Our company gives a very generous discount on the cost of our benefits for employees who participate in the wellness program…But perhaps the most important thing our company does to promote the wellness program is that is it embraced by our CEO and senior leaders within the company. Wellness is not viewed as an ‘HR initiative’ but as a core part of who we are as a company.” - Noreen
• “We have partnered with a local gym and our Senior Leaders are on board. We are trying to get as much employee participation as possible, to let them know that we care about their healthy work environment!” – Tori Hinote
• “Our CEO understands the importance of weight loss and healthy weight maintenance to offset the costs associated with healthcare – both now and in the future.” – Donna Cornwell

3.       Employees Are Never Far From Resources

• “We have an onsite fitness center with a trainer that provides continuous fitness challenges, boot camps, etc. We also have a physician’s assistant who works on site full time so we have immediate access to the seasonal ailments and we have our prescriptions delivered to the office.” – Janet J.
• “Our Employee Assistance Program (EAP) provider conducts voluntary annual blood draws onsite at our headquarters. They also arrange for branch associates to visit their local lab to have the screenings performed.” – Recruiter
• “Our company provides free access to on-site exercise facilities. We also provide access to education on exercise, diet, cooking, lifestyle and behavior modification (including a stop smoking program).” – Mark

4.       They Sweeten the Deal with Incentives

• “We offer a Creating Wellness Program to employees…Those who participate for 6 months then receive $25/month in wellness bucks (for gym memberships, yoga, Pilates, etc.) as a reward for continued involvement.” – Rick Thompson
• “Recently, we sponsored an 8 week fitness challenge and gave away an Ipod Touch for the winner… This year, our grand prize drawing will be for either a gym membership, Fitness equipment or a Nintendo WII with WII ACTIVE.” – Jenny
• “Each quarter employees are asked to set a Health Improvement Goal. We pay them $50/Qtr for meeting their goal…We have had tremendous success with this approach.” – Kimberly
• “Our company has a $300 wellness credit toward health insurance premiums for non-smokers and then provides programs for employees to quit smoking.” - Ally

5.     They’re Not Limited By Smaller Budgets

• “We have researched local ‘healthy’ vendors such as local gyms, Jamba Juice, Whole Foods, etc. and invited them to come onsite to talk about their products. It’s been working out great and it’s no cost to the company!” – Stefan
• “Although our wellness budget was reduced to ZERO this year, we continue to come up with new and interesting wellness initiatives… We are even offering cost-effective prizes, like jean days and premier parking!” – Holly
• “Our company just started our official ‘Steps to Wellness’ Program… The employees complete a “scorecard” with several tasks and turn the completed card in for a chance at a “Day Off With Pay”. The more staff who enter, the more days off we will raffle.” – Sue K
• “We have…raised funds to assist with our program by producing a cookbook that we sold.” – Mary Wicker
• “One really fun wellness initiative that my company implemented is building an employee vegetable garden…We just started the garden project this year and participation has been huge. This is a really fun project and is relatively inexpensive!” – Kathryn

 6.       They Assign Measurement to Gauge Success

• “We work with our insurance carrier to hold an annual health fair each year that consists of blood work for a variety of areas and each employee is given the results that day. The results are discussed with health coaches from our insurance carrier and given advice as to how to improve results in any areas that reflect a health issue. These statistics are used to determine where we need to concentrate our efforts to best improve the wellness of our employees…Since we have implemented the program our data from the health screenings have shown improvement each year which in turn helps to keep our health insurance cost down.” – Mary Wicker
• “In the year 2009 our corporate headquarters developed a 3 component program to get the employees premium costs down and in the long run, help them develop healthy life habits… This year the Myers Lawn and Garden site is conducting their 2nd annual health fair since the first one in August of 2009 was so successful…Employee participation is growing and the savings are too for both the employee and the company.” – Lee Herman
• “The goal is overall health of our employees. If we can prove that we have lowered healthcare costs and possibly insurance premiums for our employees, because of healthier lifestyles, we have been successful!” – Tori Hinote

7.      They Empower Employees

• “The company promoted wellness with the staff by also ‘promoting’ US…For example, I had always wanted to be a nutrition education writer, a secret desire of mine…The company decided to start putting out a monthly newsletter in the club for our members and not only was I asked to be a columnist, but I was asked to be the editor as well. Our whole staff took part in the newsletter, writing about their known specialty in the field. This tactic was most rewarding for me, as I had the chance to really reach a long time goal of mine. This made me feel like I was on top of the world, how do you get more ‘well’ than that?” – Renee S.
• “List Innovative Solutions is extremely active in the community…and encourages its employees to do the same by sponsoring the Leukemia and Lymphoma Society Team in Training Program…this allows our employees to be active and also give back at the same time.” – Jennifer Bonner
• “We encourage all employees to offer ideas on the ‘Healthy Life’ bulletin board so everyone gets a chance to bring something to the table!” – Dustin Shay

As I stated in my earlier post on readers’ company wellness programs, it’s great to see how many organizations take an active interest in their employees’ health – not just for employees, but for the companies themselves, as wellness programs can help employers cut costs related to healthcare, turnover and lost production.

What do you think? Care to add an “8^th habit” that makes your own company’s wellness program successful?

Sorting through all the fabulous feedback we received after asking readers to share what their companies are doing to promote employee wellness, we noticed a few shared characteristics among the various initiatives readers discussed.

Below are seven standout traits that a vast number of these wellness programs share, with examples of how – in our readers’ own words – companies’ employee wellness programs embody these traits.

1.       They Don’t Focus Solely on Weight Loss

• “Our approach to exercise is very ‘functional,’ meaning it’s not intended to help you ‘look’ a certain way but to help you feel better all the time and to do your job, at work or at home, with energy, full range of motion and injury-free.” – Dave Parmly
• “Pressley Ridge believes wellness goes beyond the typical medical and stress concerns, but also into mental and personal growth as well. That is why Pressley Ridge offers Employee an Assistance Program at no cost to employees. This is a confidential assistance to employees and dependents 24 hours/day on a toll-free number and face-to-face professional counseling sessions and access to their website with a wide range of tools, resources and information. “ – Phillip Novak
• “My organization promotes wellness through Farmer’s Markets, healthy competition (Like the Biggest Loser), smoking cessation programs which are no cost and they cover any cessation programs like the patch, gum and lozenge. Additionally, they promote a healthy mind through increased awareness and programs. There is an entire website through the company that is dedicated to healthy mind, body and habits.” – Raina

 2.       They Have Buy-In from Leadership

• “Our company gives a very generous discount on the cost of our benefits for employees who participate in the wellness program…But perhaps the most important thing our company does to promote the wellness program is that is it embraced by our CEO and senior leaders within the company. Wellness is not viewed as an ‘HR initiative’ but as a core part of who we are as a company.” - Noreen
• “We have partnered with a local gym and our Senior Leaders are on board. We are trying to get as much employee participation as possible, to let them know that we care about their healthy work environment!” – Tori Hinote
• “Our CEO understands the importance of weight loss and healthy weight maintenance to offset the costs associated with healthcare – both now and in the future.” – Donna Cornwell

3.       Employees Are Never Far From Resources

• “We have an onsite fitness center with a trainer that provides continuous fitness challenges, boot camps, etc. We also have a physician’s assistant who works on site full time so we have immediate access to the seasonal ailments and we have our prescriptions delivered to the office.” – Janet J.
• “Our Employee Assistance Program (EAP) provider conducts voluntary annual blood draws onsite at our headquarters. They also arrange for branch associates to visit their local lab to have the screenings performed.” – Recruiter
• “Our company provides free access to on-site exercise facilities. We also provide access to education on exercise, diet, cooking, lifestyle and behavior modification (including a stop smoking program).” – Mark

4.       They Sweeten the Deal with Incentives

• “We offer a Creating Wellness Program to employees…Those who participate for 6 months then receive $25/month in wellness bucks (for gym memberships, yoga, Pilates, etc.) as a reward for continued involvement.” – Rick Thompson
• “Recently, we sponsored an 8 week fitness challenge and gave away an Ipod Touch for the winner… This year, our grand prize drawing will be for either a gym membership, Fitness equipment or a Nintendo WII with WII ACTIVE.” – Jenny
• “Each quarter employees are asked to set a Health Improvement Goal. We pay them $50/Qtr for meeting their goal…We have had tremendous success with this approach.” – Kimberly
• “Our company has a $300 wellness credit toward health insurance premiums for non-smokers and then provides programs for employees to quit smoking.” - Ally

5.     They’re Not Limited By Smaller Budgets

• “We have researched local ‘healthy’ vendors such as local gyms, Jamba Juice, Whole Foods, etc. and invited them to come onsite to talk about their products. It’s been working out great and it’s no cost to the company!” – Stefan
• “Although our wellness budget was reduced to ZERO this year, we continue to come up with new and interesting wellness initiatives… We are even offering cost-effective prizes, like jean days and premier parking!” – Holly
• “Our company just started our official ‘Steps to Wellness’ Program… The employees complete a “scorecard” with several tasks and turn the completed card in for a chance at a “Day Off With Pay”. The more staff who enter, the more days off we will raffle.” – Sue K
• “We have…raised funds to assist with our program by producing a cookbook that we sold.” – Mary Wicker
• “One really fun wellness initiative that my company implemented is building an employee vegetable garden…We just started the garden project this year and participation has been huge. This is a really fun project and is relatively inexpensive!” – Kathryn

 6.       They Assign Measurement to Gauge Success

• “We work with our insurance carrier to hold an annual health fair each year that consists of blood work for a variety of areas and each employee is given the results that day. The results are discussed with health coaches from our insurance carrier and given advice as to how to improve results in any areas that reflect a health issue. These statistics are used to determine where we need to concentrate our efforts to best improve the wellness of our employees…Since we have implemented the program our data from the health screenings have shown improvement each year which in turn helps to keep our health insurance cost down.” – Mary Wicker
• “In the year 2009 our corporate headquarters developed a 3 component program to get the employees premium costs down and in the long run, help them develop healthy life habits… This year the Myers Lawn and Garden site is conducting their 2nd annual health fair since the first one in August of 2009 was so successful…Employee participation is growing and the savings are too for both the employee and the company.” – Lee Herman
• “The goal is overall health of our employees. If we can prove that we have lowered healthcare costs and possibly insurance premiums for our employees, because of healthier lifestyles, we have been successful!” – Tori Hinote

7.      They Empower Employees

• “The company promoted wellness with the staff by also ‘promoting’ US…For example, I had always wanted to be a nutrition education writer, a secret desire of mine…The company decided to start putting out a monthly newsletter in the club for our members and not only was I asked to be a columnist, but I was asked to be the editor as well. Our whole staff took part in the newsletter, writing about their known specialty in the field. This tactic was most rewarding for me, as I had the chance to really reach a long time goal of mine. This made me feel like I was on top of the world, how do you get more ‘well’ than that?” – Renee S.
• “List Innovative Solutions is extremely active in the community…and encourages its employees to do the same by sponsoring the Leukemia and Lymphoma Society Team in Training Program…this allows our employees to be active and also give back at the same time.” – Jennifer Bonner
• “We encourage all employees to offer ideas on the ‘Healthy Life’ bulletin board so everyone gets a chance to bring something to the table!” – Dustin Shay

As I stated in my earlier post on readers’ company wellness programs, it’s great to see how many organizations take an active interest in their employees’ health – not just for employees, but for the companies themselves, as wellness programs can help employers cut costs related to healthcare, turnover and lost production.

What do you think? Care to add an “8^th habit” that makes your own company’s wellness program successful?

“How isn’t it?” Is more like it…Two weeks ago, we asked you to share with us if and how your organization promoted employee health and wellness.  Aside from giving you the chance to brag about how your organization could easily give Jillian Michaels a run for her money in the fitness coaching department, we also wanted to give you the chance to share with each other creative – and often cost-effective – ideas for promoting employee wellness.  

As it turns out, many of you have not just one or two, but several initiatives in place to help employees focus on improving their health – an effort that is as much a benefit to your company as it is to your workers: If implemented correctly, company-sponsored wellness programs effectively reduce company healthcare costs, employee turnover and incidences of employee absenteeism, according to Dr. Steven Williams, Director of E-Media Innovations and Business Development at the Society for Human Resource Management (SHRM), who recently presented on this topic during the Annual SHRM Conference in San Diego last month. 

So what are you doing to promote employee wellness (and, in effect, cut costs)? Let’s take a look at the results…

READERS’ RESULTS: THE TOP 15 CORPORATE WELLNESS BENEFITS

With so much great feedback, it was nearly impossible to list all the initiatives individually, but several, listed below, were shared by a lot of you (see the full list of comments here):

1. Contests – most particularly, those inspired by TV’s “The Biggest Loser,” complete with some pretty lucrative awards (including iPods and hundreds of dollars in cash) – were among the most popular ways employers are motivating employees to get healthier.
2. In-house Weight Watchers programs offered for free or at a discount
3. Rewards systems where employees can exchange points earned through activity for “prizes” such as spa certificates, health club discounts, or gift cards toward sports apparel shops
4. Health living newsletters sent to employees on a weekly or monthly basis, complete with healthy living tips, exercises and recipes
5. Online tracking programs where employees can easily log and assess their progress toward a specified goal
6. Healthier snack alternatives to typical vending machine fare
7. On-site fitness facilities where employees can work out solo or participate in classes (often for free)
8. Organized sports teams or walking/running groups
9. Cash or discounts toward healthy purchases, including  fitness gear, weight loss programs, smoking cessation programs, or participation in community run/walks
10. On-site health fairs that include health assessments, massages and free, in-person consultations with community health professionals
11. Smoking cessation programs
12. Partial to full-paid health club membership fees
13. Free health screenings and assessments, accompanied by professional advice for understanding and improving the results
14. Employee assistance programs to help employees better their work/life balance, and providing help with everything from legal consultation to financial planning to stress management to childcare referrals.
15. Regular “lunch-and-learn” sessions where local wellness professionals present on healthy lifestyle topics

THE BEST OF THE REST – Here, in your own words, some other interesting perks that stood out:

• “We are getting rid of one of our coke machines and replacing it with a cooler that will hold 100% fruit juice.” - Sarah Benedum
• “We have onsite showers for those who go out for a run during the day or bike to work.” - Kathy
• “We’ve initiated walking groups, Weight Watchers, heart-healthy cooking demonstrations, team fitness challenges, and even a Salsa dancing class.” - Robert
• “For the month of July we have a ‘submit a healthy recipe’ contest planned. At the end of the [company’s summer-long] walking challenge, the recipes will be compiled into a book and distributed to our employees.” - Raelene Neumann
• “We have a Holiday Weigh In which runs from Thanksgiving week to the day after Super Bowl. The goal is to maintain or lose weight during the most challenging time of the year.” - Jane
• “Our agency sponsors an annual Wellness Day complete with…a spa corner featuring makeovers and massage and free organic vegetable plants for all participants.” – Rachel S.
• “One really fun wellness initiative that my company implemented is building an employee vegetable garden.” - Kathryn
• “The company promotes healthy living by providing health conscious snacks such as granola bars, fresh fruit, nuts and more. Water, protein shakes, fruit juice and sports drinks are also readily available at no cost to employees.” - Melissa
• “Our Fun Committee regularly organizes events for holidays, birthdays and, well, just for fun. Hat Day, High-Five Wednesday, Hula Hoop contests, Wii competitions - random, silly but fun and stress relieving.” - Carol
• “The company donates 40% of the fundraising amounts for [community] events that their employees choose to participate in, this allows our employees to be active and also give back at the same time.” – Jennifer Bonner
• “We…have drop-off and pick-up for our dry cleaning and a mechanic who comes on site to take care of things such as oil changes and other maintenance issues. Things like dry cleaning and auto care may not sound like a wellness issue, but when it keeps you from making additional errands with our already overloaded schedules, it reduces stress.” - Janet J.

Anything you want to add to the list? Feel free to do so in the comments section below. Otherwise, check out even more reader results in my follow-up: The 7 Habits of Highly Successful Corporate Wellness Programs.

With the recent passing of two major bills, the jobs bill (signed by President Obama on March 18) and the healthcare bill (signed by the House of Representatives on Sunday),  The Hiring Site thought it important to educate our readers on the specifics of these bills and the implications they will have on you as an employer.  Below is a summary of each bill, what the passing of the bill means for you, and where to go for further information: 

The Jobs Bill – HIRE (Hiring Incentives to Restore Employment) Act

HIRE was signed by the president March 18^th. This bill is written to positively affect investment both in equipment and hiring. Business investment in equipment ripples through the economy, affecting suppliers’ inventories and their ability to produce and fulfill orders. Waiving taxes and giving credits to business is intended to loosen some of the hiring barriers, especially in a tight economy where a hire is seen as an expense rather than an investment in future growth. The main areas of focus include:

1. Waiving the 6.2 percent social security tax for each new worker until December 31, 2010
2. Getting up to $1,000 in tax credit for each new worker on payroll
3. Company can write off up to $250k of new equipment in 2010 rather than depreciate over several years

Based on CareerBuilder research, employers report two of their top initiatives for 2010 are replacing lower-performing employees and rehiring laid-off workers. Employers are focusing their hiring efforts on filling jobs that drive revenue, evidenced by the year-over-year increase in job postings in the following areas:

• Business development posting are up 4 percent
• Sales postings are up 11 percent
• Marketing postings are up 40 percent
• Government postings are up 16 percent
• Education postings are up 18 percent
• Entry level postings are up 47 percent

For further information and analysis…

• Watch a video of President Obama explaining the jobs bill  here
• Or get answers to a few other questions you may have here.   

The Healthcare Bill – The Health Care &  Education Affordability Reconciliation Act of 2010*

The healthcare legislation, as it is currently written, has elements taking effect both immediately through 2014 and beyond. Regardless, this bill will touch every business at some point and could have impact on hiring. The Congressional Budget Office (CBO) estimates 95 percent of legal residents will have insurance by 2019 under the current bill. The total cost of the bill is $940 billion over 10 years ,with $143 billion in deficit savings over the same time frame. The main points of the legislation include:

• Immediate impact:  Health insurance companies barred from denying coverage to children with pre-existing conditions; children permitted to stay on parents’ insurance until their 26^th birthday; indoor tanning tax of 10 percent
• Effective in 2013:  New Medicare taxes go into effect for families with income over $250k and individuals over $200k; Medicare tax on “unearned” income such as dividends and interest; medical device excise tax imposed
• Effective in 2014:  Insurance exchanges where individuals and companies can purchase health insurance will be created; subsidies begin for low- to middle-income people to purchase health insurance; employers with 50 or more employees must provide affordable health coverage or pay a fine up to $3k per employee; employers with fewer than 50 employees would be exempt from health care fines

The aging population continues to drive strong health care hiring numbers:

• The health care industry has added over 631,000 jobs since the start of the recession.
• Health care added 32,000 jobs in February 2010 alone
• CareerBuilder experienced a 4 percent increase in health care postings in Q4 2009 focused on physician office jobs and home health care jobs.
• More insured Americans will mean larger patient load driving the need for many different new health care roles.

For more information and resources, you can check out the following: 

• Just the facts on what the bill contains.
• What the bill means for your business.
• The Congressional Budget Office blog and a link to estimates.
• Kaiser Family Foundation

*Based on the version of the bill passed by the House of Representatives Sunday, March 21^st.

Although the recession has been hard on many industries, the health care industry is one that has managed to thrive. Since the recession’s start, the health care industry has added 631,000 jobs, according to the Bureau of Labor Statistics, and has consistently added headcount each month. CareerBuilder’s annual health care hiring forecast indicates that this hiring momentum will likely continue into 2010. The survey was conducted between November 5 and November 23, 2009, among more than 240 health care employers.

Hiring in 2010

• More than one in five (22 percent) health employers said they plan to increase the number of full-time, permanent employees this year, up from 17 percent last year.

• Ten percent of employers said they had plans to increase the number of part-time employees at their organizations in 2010, in order to help meet demand.

“While most industries struggled with headcount since the start of the recession, health care was and continues to be one of the strongest industries for hiring,” said Jason Ferrara, vice president of corporate marketing for CareerBuilder.

“Forty percent of health care employers, by far the highest among industries we surveyed, have open positions for which they can’t find qualified candidates. This shows that there is high demand for qualified health care workers across a variety of areas; everything from medical assistants to records specialists to nurses.”

Five Health Care Recruitment Trends for 2010

1. Replacing Low-Performing Employees

Health care employers are taking advantage of the current labor pool’s large number of highly qualified candidates to strengthen their work force. Forty-three percent of health care employers say they plan to replace low-performing employees with higher performers in 2010.

What do health care employers really think of their employees’ performance? When asked to grade their current work force, 18 percent rated their employees an “A”, 68 percent a “B”, 13 percent a “C”, and less than one percent a “D” or “F. Whew.

2. More Flexibility

Flexible work options continue to be important to health care employers. Over a third (37 percent) of health care employers said they will provide more flexible work arrangements for employees in 2010, including:

• Alternative schedules (74%) — Employees can come into work early and leave early, or come in later and leave later
• Compressed work weeks (53%) Employees work the same hours, but consolidate work into fewer days
• Telecommuting (40%) — Employees work from home or from another remote location
• Job sharing (12%) — Employees share the same position in a company, each working part of the week
• Summer hours (12%) — Workers enjoy condensed hours during the summer; typically 1/2 days on Fridays

3. Recruitment Tools

As the demand for quality health care employees continues this year, health care employers will leverage a variety of recruitment tools to fill their open positions. But on what are they planning to spend more money, exactly?

• Online recruitment sites — (25%)

• Newspaper classifieds — (20%)

• Career fairs — (18%)

• Social and professional networking sites — (13%)

• Staffing firms and recruiters — (7%)

4. Freelance Workers

Because of the great demand for qualified workers, many health care employers are seeking out freelance or contract health care workers to supplement their needs.  In fact, 34 percent of health care employers are hiring contract or freelance workers in 2010.

5. Green Jobs

“Green jobs” are defined as jobs that contribute significantly to preserving or restoring environmental quality. Being “green” is a rapidly growing movement within the health care industry as companies seek ways to run more efficiently; 10 percent of health care employers plan to add “green” jobs in 2010.
If you missed it, read the full press release here.

We asked 346 HR managers whether their companies had increased employees’ contributions to healthcare insurance in 2009. Here what they said.

The question was: “Have you increased employees’ health-cost contribution rates in 2009?”

The answers:

• Yes: 61%
• No: 26%
• No, but we’ve reduced benefits: 13%

A benefits study in 2009 found that the workers’ share for healthcare premiums went up by an average of 14.7%. And of course part of the debate about healthcare reform revolves around whether reform will increase or lower the costs for employees and their employers.

Employers shouldn’t wait around to see what happens with the Employee Free Choice Act. 

Even if Congress makes it easier to form unions, improving benefits communication today will help make sure your staff is satisfied with what you’re offering — and keep organizers at bay.

Here are three things worth giving to employees now to keep them happy and let them know exactly how much they’re getting from their benefits:

Total comp statements

These statements let employees know that you have much more invested in them than salaries.

Despite the effectiveness of this tool, only 43% of employers provide total comp statements, according to the 2009 Metlife Study of Employee Benefit Trends.

Key: Make sure the statements are personalized and clear to all employees. For example, break statements down into short, easy to understand sections (e.g., salary, health care and retirement).

Decision-support tools

Employees love to have tools (like Web-based calculators) to help them make decisions about their benefits.

These tools also boost employee satisfaction with their benefits.

One worth trying: MetLife’s free Employee Benefits Simplifier. It helps employees decide which benefits are right for “them” and even suggests coverage levels.

Off-season education

Outside of enrollment season, meet with employees and explain each part of your benefits package individually. Example: One month hold a meeting that explains your dental plan. The next month meet to discuss the vision benefits you offer.

This info will boost employees’ satisfaction and confidence in their enrollment decisions and increase participation when enrollment rolls around.

What are some things you do to educate employees about their benefits? Let us know in the Comments Box below.

Has your company taken this necessary step to ensure it’s not paying a penny more than it needs to for health care? If not, you could be wasting some serious cash.

The move all companies will want to make: conducting a dependent eligibility audit. It’ll ensure everyone you’re paying for is still eligible for coverage.

The last thing any company can afford to do these days is foot the bill for folks who are no longer entitled to receive your health benefits.

The payoff is there for the taking: Companies that conduct dependent audits see an immediate 3%-10% drop in dependent care expenses, found Aon Consulting in its new Benefits and Talent Survey.

This time of year, accidents are just waiting to happen. The most likely to put a dent in your workers’ comp and disability bill? 

Slip and fall accidents.

The causes are easy to spot:

• Icy or snowy sidewalks, steps, etc.
• It’s dark when employees leave, so there’s less viability when employees are heading home, and
• Wet floors — either from the water and mud that gets dragged in on workers’ shoes or from trying to clean salt tracked in from outside walkways.

But preventing these seriously expensive injuries takes some stick-to-itiveness. Here are some ways HR and benefits pros can help make sure they don’t run up high medical bills:

• Make sure someone (preferably your facilities manager) conducts a safety survey regularly, both within and outside your facility to identify hazardous areas
• Have the person any problems immediately, and
• Keep a paper trail of all inspections and corrections to prove your company made a good faith effort to correct hazards — which will help avoid a lawsuit if someone got hurt.